Do You Really Need Money? with Andrew Frazier, MBA, CFA
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Do You Really Need Money? is covered in this video.
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In this episode of Leadership Live at 805 – Talking Small Business, Andrew Frazier, MBA, CFA examines a question many entrepreneurs ask during periods of stress or growth: “I need money.” But is capital really the solution—or is the need for money a symptom of a deeper business problem? A business may need financing for growth or working capital. But cash pressure can also come from low margins, poor pricing, slow collections, operating losses, weak financial management, or a business model that needs attention.
You’ll learn:
• How to distinguish a true capital need from an underlying financial problem. • Why capital can accelerate what is already happening in a business—good or bad.
• The difference between capital eligibility and capital readiness.
• What business owners should understand before taking on debt or seeking growth financing.
• Why lenders, advisors, and business-support organizations should pair access to capital with diagnosis and readiness.
• Five questions to consider: Need → Use → Return → Repayment → Readiness.
Before pursuing financing, ask: How much do you need? What will the money be used for? What return should it create? How will it be repaid? What happens if your projections are wrong? Capital can be a powerful tool, but it should strengthen the business—not simply finance the same problem for a little longer. Will capital solve the problem—or finance it? Every Tuesday evening on Leadership LIVE @ 8:05! - Talking Small Business, your host Andrew Frazier, is joined by experienced entrepreneurs and business owners who share their secrets to success via Livestream. You will learn about developing your business leadership skills from our roster of high-performing guest experts. Leadership LIVE is one of the many valuable resources provided through the Small Business Pro University, empowering business owners to learn, profit, and grow.
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